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9+ Best Apps To Make Money: Ranked & Reviewed [2023]

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It’s more important than ever to have multiple streams of income in today’s economy.

One way to make some extra cash is by selecting the best app to make money.

There are a number of these apps available, but they are not all created equal.

In this article, we will discuss the different types of job apps and what to look for when selecting one.

An Overview of Apps To Make Money

There are various apps out there that can help you make money.

From investing and budgeting to app-based gigs, surveys, and rewards programs, these apps provide unique ways to earn extra income on your schedule.

What Is an App To Make Money?

An app to make money can do various things.

Investing apps allow you to make money by investing in the stock market.

Budgeting apps can help you stay on track with your finances.

Gig economy apps help you to earn money by providing services in return for payment.

Cashback apps work as passive income apps to reward customers for making purchases.

Survey and reward programs offer points for simple tasks such as watching videos or taking surveys.

Why Are Apps To Make Money Important?

Apps to make money are important because they can help individuals and families increase their incomes.

By taking advantage of these tools, you can maximize your income and pursue financial goals with greater confidence.

Do I Need an App To Make Money?

To make money in the gig economy, you typically need to download an app.

The companies offering these services use apps to create your account and connect with you.

The Best Apps To Make Money at a Glance

Now, let’s explore the best apps to make money.

What Is the Best App to Make Money?

Ibotta is the best app to make money with.

The app offers cashback rewards for shopping, dining out, and more. It’s free to sign up and use the app.

What is the Fastest Money-Making App?

Swagbucks is the fastest money-making app.

It pays users points for completing tasks, such as taking surveys and watching videos.

You can redeem your points for cash and rewards.

Features To Look For in Apps To Make Money

When searching for an app that will deliver the most results, here are features to keep in mind.

1. Flexibility

Look for an app that offers flexible earning opportunities.

It will help you to find tasks and activities that best suit your schedule and interests.

For example, an app that lets you take surveys in the evening or on weekends is ideal.

Or, an app that allows you to find different remote jobs will help you use flexible income options.

2. Security

Choose an app with security measures in place.

It is crucial to ensure the safety of your data when using the app.

Look at user reviews and read the terms of use before downloading an app to make sure you see it as a safe option.

Pay close attention to the privacy language when reading the app’s terms.

3. User Interface

A user-friendly interface is a vital feature to consider.

You want an app that makes it easy to navigate.

If you find it confusing or difficult to use, it could discourage you from using the app altogether.

That will hamper your ability to earn money.

4. Rewards System

Look for an app that offers a rewards system.

See if it is easy to redeem your earned points or cashback earnings.

Check if you can get bonuses when doing remote jobs.

5. Referral Program

A referral program lets you earn additional money by referring your friends and family to the app.

Most apps will offer bonus points when your referrals make their first purchase or complete a certain number of tasks.

Best Apps To Make Money: Our Top 3 Options [Ranked & Reviewed]

By delving into our top three money-making applications, you can make an informed decision on which one suits your particular requirements.

Ibotta – Our Pick

Ibotta is an app that makes it easy to save money while shopping.

It offers users cashback on store purchases, in-app rewards, and even bonuses for referring friends.

The app includes promotions from retailers so you can get the best deals possible.

Ibotta works with various shops and stores.

The stores include Home Depot, QVC, Priceline, Groupon, Old Navy, and Sam’s Club.

With Ibotta, you can access coupons and receive personalized offers based on your purchases.

Key Features of Ibotta

The Ibotta app offers plenty of features to help you make money.

  • Cashback on store purchases: Ibotta users can get cashback on items purchased at participating retailers, including Walmart, Target, and Kohl’s.
  • In-app rewards: As a bonus, Ibotta offers in-app rewards that users can earn through activities within the app such as interacting with brands and completing surveys.
  • Bonus for referring friends: Earn a bonus when you refer a friend to the Ibotta app.
  • Exclusive deals and promotions: Unlock deals and promotions from retailers that offer even greater savings than normal.
  • Automatically link loyalty cards: Connect your loyalty cards for automatic savings with each purchase.

Pros of Ibotta

  • Easy to use: With an intuitive user interface, shopping with Ibotta is a breeze and you’ll become an expert in no time.
  • Supports all major payment methods: Link your PayPal or Venmo account for quick digital redemption of cashback earnings and take advantage of several secure payment options.
  • Secure and reliable: All of your information is securely stored and protected, so you can save money with confidence and peace of mind.

Cons of Ibotta

  • Limited geographical reach: Ibotta is not available everywhere, so you may not be able to access all of the deals and cashback offers in your area.
  • Slow app: You might find the app slow to load, causing frustration when you want to access offers quickly.
  • Cashback amounts may vary: The amount of cashback you can earn with Ibotta depends on the retailer and product purchased, so there’s no guarantee that you’ll always get the same amount of cashback each time.

Ibotta Income

The amount of income you can expect to make from Ibotta depends on how frequently and how much you shop using the app.

Cashback amounts vary depending on the retailer and product purchased.

By regularly taking advantage of offers and claiming cashback rewards, it is possible to build up a nice sum of money over time.

Conclusion: Should You Choose Ibotta?

Ibotta is the perfect way to maximize savings on all of your shopping necessities.

You can easily save money and get more for your money.

All in all, Ibotta heads up our list of the best app to make money.

Swagbucks – Runner-Up

Swagbucks is a mobile app for iOS and Android that allows users to earn money by completing surveys, shopping online, playing games, watching videos, and more.

With the Swagbucks app, you can easily search for deals from your favorite brands, get cashback offers, and even convert points into gift cards.

You can participate in daily tournaments to win real prizes.

Plus, it’s easy to keep track of your earnings with their comprehensive dashboard.

Key Features of Swagbucks

Here are the main features that make Swagbucks our runner-up money-making app.

  • Get money: Earn money with Swagbucks by completing fun surveys, shopping online at your favorite retailers, playing a variety of engaging games, and watching entertaining videos.
  • Cashback: Get cashback offers, search for deals from your favorite brands and convert points into gift cards to top up your Amazon balance or other digital wallets.
  • Contests: Participate in daily tournaments to win real prizes like electronics, vacations, and more.
  • Back office: Use the comprehensive dashboard to keep track of earnings, monitor progress over time, and see what activities can help you earn rewards.
  • Free access: Download the free app and access Swagbucks anytime, anywhere.

Pros of Swagbucks

  • Referrals: There is an excellent referral program so you can get your friends and family involved and earn rewards together.
  • Trust: Swagbucks is a trusted and secure platform with 24/7 customer support.
  • Rewards: A simple rewards system means you can accumulate points that never expire until you decide to convert them into gift cards or other rewards.

Cons of Swagbucks

  • The time involved: Some of the tasks required for earning points can become tedious and time-consuming, such as completing surveys or watching promotional videos.
  • Delays: Swagbucks may take a while to pay out rewards due to their verification process and other administrative requirements.
  • Limited redemption options: The redemption process may not suit everyone’s needs or preferences

Swagbucks Income

The amount of money earned through Swagbucks depends on the individual user and the amount of time you spend completing tasks.

Generally speaking, you can expect to earn a few dollars every day or up to several hundred dollars per month depending on how much effort you put in.

Conclusion: Should You Choose Swagbucks?

Swagbucks offers the ability to earn extra money each month.

The amount of effort required balances well against the amount you can expect to earn.

The website layout is user-friendly, making it easy and enjoyable to complete tasks and reap rewards.

When seeking a lucrative side hustle that doesn’t take up too much time, consider trying the Swagbucks app.

OfferUp – Also Great

OfferUp is an online marketplace where people can buy and sell goods safely and conveniently.

It allows you to connect with local buyers and sellers, make offers on items, and arrange for shipping or pickup.

Furthermore, you can even pay securely in-app with Apple Pay or PayPal.

With OfferUp’s intuitive app design, you can find deals on anything from home decor to clothing in a matter of minutes.

Whether you’re looking for deals or trying to downsize your belongings, OfferUp helps you get exactly what you need quickly and easily.

Have you also heard of Letgo?

See our OfferUp vs Letgo comparison.

Key Features of OfferUp

OfferUp features the following five key features.

  • Local buying and selling with a trusted community: OfferUp makes it easy to find buyers nearby, allowing you to connect with people in your local community as you work to make more money.
  • Get the best deal: Users can make offers on items they’re interested in, allowing you to wait until you get to your desired selling price.
  • Real-time alerts for interested buyers: You can receive notifications when someone wants your item. Use the alerts to respond quickly to inquiries.
  • Promote listings with featured placement: You have the option to promote your listings with featured placement on the app, helping you reach a wider audience.
  • Automated shipping labels: For items that you need to ship, OfferUp offers automated shipping labels to make the process easier for you.

Pros of OfferUp

  • Messaging system: You can send messages directly to potential buyers through OfferUp’s built-in messaging system.
  • Reviews and ratings: Both buyers and sellers can review and rate each other after completing a transaction. It gives members of the community an indication of who they’re dealing with.
  • Reports and analytics tools: With OfferUp’s reporting and analytics tools, you can track metrics like how many views your listings received, which helps you optimize your strategies for success.

Cons of OfferUp

  • Customer support: Limited customer support is available for sellers. You might become frustrated if you need assistance with a transaction or have an issue with the app.
  • Payment processing fees: You are responsible for paying payment processing fees, making it more difficult to turn a profit on items.
  • Too much competition: There is an abundance of listings for certain items. It can make it difficult to stand out from the crowd and attract buyers.

OfferUp Income

The amount of money you can make when selling on OfferUp depends on the item you’re selling, your pricing strategy, and the demand for the item.

In general, you can expect to make anywhere from a few pennies to hundreds or even thousands of dollars per item.

Conclusion: Should You Choose OfferUp?

OfferUp is an excellent platform for selling items quickly and easily.

With minimal effort, you can list and sell items with the potential to make a great profit.

You have the option to market your products or set prices to maximize profits.

Furthermore, OfferUp is convenient and user-friendly.

Notable Mentions: Other Apps To Make Money To Check Out

Before deciding on an app to make money with, check out the following possibilities.


A homepage of the upwork screenshot

Upwork is an online platform that connects freelancers with businesses that need to outsource work.

You can create profiles, search for jobs in their area of expertise, bid on projects, and easily track payments.

There are plenty of jobs available on Upwork, from web design and data entry to marketing and legal services.

Additionally, employers can hire you for short-term projects or longer-term contracts.

With Upwork’s easy-to-use features, it gives you one of the most popular ways to find businesses that need your skills.

Why Is Upwork a Great Option?

Upwork provides you with access to many job opportunities.

It makes it easy to find and bid on jobs, track payments, and exchange messages with employers.

With its various payment options and secure system, Upwork is a reliable way for you to quickly increase your income.

Drawbacks to Upwork

The bidding process can become highly competitive, with many freelancers competing for the same jobs.

Additionally, Upwork charges a commission fee on all successful contracts and withdrawals.

Working remotely also comes with its own sets of challenges, such as limited communication options and occasional technical difficulties.

Furthermore, while Upwork gives you a secure system to protect both freelancers and employers from potential fraud, it is vital to do research on any job before committing to it.

Upwork Income

The amount of money you can make on Upwork depends on your skill level and the type of job opportunities you pursue.

Some freelancers earn a full-time salary, while others may only make enough to supplement their income.

You can expect to make a few hundred dollars up to six figures on Upwork.


A homepage of the fiverr screenshot

With Fiverr, you can create a profile and offer services such as web development, writing, graphic design, video editing, and more.

You will then browse potential jobs from employers around the world looking for help on projects.

Fiverr also offers several tools and resources to help you succeed as a freelancer.

From project management dashboards to payment protection programs, Fiverr includes everything you need to take your freelance career to the next level.

Why Is Fiverr a Great Option?

The benefits of using Fiverr include setting your fees, having access to countless clients, and the ability to create custom packages that meet clients’ needs.

With Fiverr, you’re able to expand your reach as it provides a platform connecting you with people from all corners of the globe.

There’s no need for contracts or complex payment agreements.

Instead, the platform processes payments quickly and securely.

Drawbacks to Fiverr

One downside of using Fiverr is the fee it takes from each transaction.

It could take away a significant portion of each payment, leaving you with less take-home pay than other platforms or services.

Additionally, since buyers can purchase gigs on Fiverr for low prices, it could lead to an influx of requests that do not adequately compensate you for the effort needed.

Fiverr Income

The ability to charge fees, the number of gigs you’re able to complete in a given period, and the scope of services you offer are all factors that affect how much income you can make.

Expect anywhere from a few hundred dollars per month to upwards of $10,000 or more.


akuten is an online marketplace and cashback rewards program that allows you to earn money when you shop.

Once you sign up, you can start shopping on the platform and begin earning money.

When you purchase at any of the hundreds of participating retailers, Rakuten will reward you with a percentage of what you spent on your purchase in the form of cashback.

Redeem these rewards through PayPal or direct deposit.

Rakuten often offers special coupon codes to help you earn extra savings.

Why Is Rakuten a Great Option?

With Rakuten, you can earn cash back on your everyday purchases or refer friends and family to get rewards.

It’s easy to use, secure, and convenient with a variety of product categories.

You can save even more money with coupons and discounts.

Drawbacks to Rakuten

Cash-back rewards are not immediate and can take up to 48 hours to process.

Depending on the store you shop at, you may realize a small or insignificant amount of cash back.

Rakuten Income

The amount of income potential with Rakuten will depend on the type and frequency of purchases you make.

On average, users can expect to earn anywhere from 1% – 8% cash back on their purchases.

If you refer friends and family, rewards can go up to $25 per referral, depending on the store you are shopping at.


Wondering where to sell items online?

On Poshmark, you can take photos of your item and upload them with a title and price.

You have the option of delivering the item directly to the buyer or using the site’s shipping system.

You will receive payments directly through the app after buyers receive their items.

Why Is Poshmark a Great Option?

Not only does the platform have a large user base, but it also offers excellent customer service and support.

You can list items for sale in less than a minute with no fees or listing costs.

Poshmark also offers flat-rate shipping and the ability to bundle orders so you can maximize your profits.

Its referral system pays generous commission if you get others to join and list their items.

Drawbacks to Poshmark

There is no guarantee of sales, and you may have to wait for offers and accept lower-than-sale prices.

There is the risk of scams if you’re not careful about who you sell to.

You may have issues resolving disputes with buyers due to a lack of control over the platform’s policies.

Poshmark Income

The amount you earn on Poshmark depends on the items you sell, market trends, and your marketing strategy.

It’s possible to make anything from a side income to a full-time living on Poshmark.


As a seller on Etsy, you’ll want to start by setting up your shop.

You can customize your shop with logos and banners, create custom listing templates for each product, set shipping and payment guidelines, and list products.

When someone orders from your shop, Etsy helps you manage the entire transaction process.

Why Is Etsy a Great Option?

Etsy offers a range of features that make it easy to start an online business.

You have access to marketing tools like Google Ads credit and promotional listings/coupons that can help increase visibility in search results.

One of the unique features of Etsy is its ability to offer custom listing templates.

Drawbacks to Etsy

You may find it difficult to stand out from the competition on the platform.

If you are selling physical products, you will have to handle the shipping and fulfillment yourself.

There are sometimes issues with customer service.

It can happen with both buyers and with Etsy’s support team.

Etsy Income

The amount of income you can expect to earn on Etsy depends on your product offerings, marketing skills, and the amount of time and energy you put into running your shop.

Some Etsy sellers may only make a few hundred dollars per month, while others may make several thousand.

Making a full-time living off of selling products on the platform will take dedication and hard work.


Selling stuff online witheBay is a simple process.

Sign up for an account and list your items for sale.

Include detailed descriptions of your item and accurate photos.

Set competitive prices that allow you to make a profit.

Collect payments, answer any questions, and leave positive feedback for buyers.

Why Is eBay a Great Option?

eBay gives you access to millions of customers.

You don’t have to worry about creating and maintaining an online store.

eBay’s feedback system allows buyers to leave ratings and reviews, allowing you to build trust with future customers.

Drawbacks to eBay

One of the drawbacks is that you can’t control how buyers rate you.

Negative feedback or low ratings can hurt your chances of running a successful business.

There are fees such as listing fees, final value fees, and PayPal processing fees.

eBay Income

Generally speaking, successful eBay sellers can make anywhere from a few hundred dollars a month to over $2000 per month.

If you remain consistent, you can turn it into a full-time business.

Other Companies Relevant to Apps To Make Money

Before committing to a new source of income, take some time to examine these three additional options.

You’ll likely discover that one provides the ideal chance for taking advantage of your abilities.

  • Passive Income Apps: These apps allow you to invest in stocks, bonds, mutual funds, and cryptocurrencies without having to do any work.
  • Gig Economy Platforms: Gig economy platforms such as Uber, Lyft, and TaskRabbit allow you to connect to customers needing the services you can provide.
  • Top Delivery Apps: Popular delivery apps such as Postmates, DoorDash, and Instacart are options for people who don’t mind being on the move.

Frequently Asked Questions

Do you still have a few questions about apps that make money?

Do money-making apps actually work?

Yes, money-making apps are an effective way to earn extra income.

However, the amount of money you make will depend on your effort and dedication.

Is it possible to make $1,000 in one day?

It is possible to make $1,000 in a day, but it will take massive time and dedication.

You will need to find the best app for your needs and apply yourself diligently to achieve this goal.

Wrapping Up

Choose the best app that makes money from our list above.

To ensure that you get the most out of your selected app, research each option thoroughly before making a decision.

Read reviews and feedback from other users who have already used the app to gain insight into its effectiveness and reliability.

By taking these steps, you can find an app that meets your specific requirements.

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